[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vidivici.cz\/pujcka-se-muze-hodit\/#Article","mainEntityOfPage":"https:\/\/www.vidivici.cz\/pujcka-se-muze-hodit\/","headline":"P\u016fj\u010dka se m\u016f\u017ee hodit","name":"P\u016fj\u010dka se m\u016f\u017ee hodit","description":"\u010clov\u011bka, kter\u00fd nepot\u0159ebuje pen\u00edze, sotva n\u011bkde najdeme. Mus\u00edm konstatovat, \u017ee i kdy\u017e \u017eiji u\u017e hodn\u011b dlouho a zn\u00e1m dost velk\u00fd kus sv\u011bta, je\u0161t\u011b nikdy jsem n\u011bkoho takov\u00e9ho nepotkal. Kdykoliv jsem n\u011bkde n\u011bkoho potkal, v\u017edycky to byl \u010dlov\u011bk, kter\u00fd pen\u00edze pot\u0159eboval. A rozd\u00edl mezi takov\u00fdmi lidmi byl, je a jist\u011b i bude hlavn\u011b v tom, \u017ee …","datePublished":"2025-11-09","dateModified":"2025-11-09","author":{"@type":"Person","@id":"https:\/\/www.vidivici.cz\/author\/#Person","name":"","url":"https:\/\/www.vidivici.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vidivici.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vidivici.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_8.jpg","url":"https:\/\/www.vidivici.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_8.jpg","height":0,"width":0},"url":"https:\/\/www.vidivici.cz\/pujcka-se-muze-hodit\/","about":["Finance"],"wordCount":437,"articleBody":"   \u010clov\u011bka, kter\u00fd nepot\u0159ebuje pen\u00edze, sotva n\u011bkde najdeme. Mus\u00edm konstatovat, \u017ee i kdy\u017e \u017eiji u\u017e hodn\u011b dlouho a zn\u00e1m dost velk\u00fd kus sv\u011bta, je\u0161t\u011b nikdy jsem n\u011bkoho takov\u00e9ho nepotkal. Kdykoliv jsem n\u011bkde n\u011bkoho potkal, v\u017edycky to byl \u010dlov\u011bk, kter\u00fd pen\u00edze pot\u0159eboval. A rozd\u00edl mezi takov\u00fdmi lidmi byl, je a jist\u011b i bude hlavn\u011b v tom, \u017ee zat\u00edmco n\u011bkdo dost pen\u011bz m\u011bl a m\u00e1, u jin\u00e9ho tomu bylo nebo je t\u0159eba i p\u0159esn\u011b naopak. N\u011bkdy jsou lid\u00e9 prost\u011b dob\u0159e finan\u010dn\u011b zaji\u0161t\u011bn\u00ed a n\u011bkdy naopak trp\u00ed nedostatkem. A je jasn\u00e9, \u017ee zat\u00edmco ti dostate\u010dn\u011b finan\u010dn\u011b zaji\u0161t\u011bn\u00ed tou\u017e\u00ed po tom, aby se nedostali do pozice t\u011bch chud\u00fdch, ti \u017eij\u00edc\u00ed v nedostatku by si bez v\u00fdjimky r\u00e1di finan\u010dn\u011b polep\u0161ili, kdyby to \u0161lo. Jen\u017ee ono to n\u011bkdy nejde. Ne ka\u017ed\u00fd m\u00e1 takov\u00e9 p\u0159\u00edjmy, jak\u00e9 by si p\u0159edstavoval, a ceny a na\u0161e v\u00fddaje se nep\u0159izp\u016fsobuj\u00ed tomu, jak na tom zrovna jsme. A kdy\u017e tedy n\u011bkdo pen\u00edze pot\u0159ebuje, ale nem\u00e1 jich dost? Co m\u00e1 n\u011bkdo takov\u00fd d\u011blat, aby zbyte\u010dn\u011b nestr\u00e1dal a \u017eilo se mu l\u00e9pe? Kdy\u017e je takov\u00fd nedostatek jenom do\u010dasn\u00fd, m\u016f\u017ee od n\u011bj \u010dlov\u011bku pomoci i pouh\u00e1 p\u016fj\u010dka. D\u00edky t\u00e9 z\u00edsk\u00e1 doty\u010dn\u00fd pen\u00edze, kdy\u017e jich m\u00e1 m\u00e1lo, a tyto pak vr\u00e1t\u00ed v dob\u011b, kdy je na tom zase dob\u0159e. A tak se o p\u016fj\u010dky usiluje. Ale v mnoha p\u0159\u00edpadech to lidem nevych\u00e1z\u00ed tak, jak by si to p\u0159edstavovali. Nez\u0159\u00eddka dojde k tomu, \u017ee \u010dlov\u011bk o vhodnou p\u016fj\u010dku po\u017e\u00e1d\u00e1, ale jeho \u017e\u00e1dost je zam\u00edtnuta. Inu, ka\u017ed\u00fd poskytovatel p\u016fj\u010dek chce z\u00e1ruky, \u017ee se mu jeho pen\u00edze vr\u00e1t\u00ed, a tak si kladou finan\u010dn\u00ed \u00fastavy n\u011bkdy i takov\u00e9 po\u017eadavky, kter\u00e9 \u017eadatel\u00e9 v nesn\u00e1z\u00edch nedok\u00e1\u017eou splnit. Ale lid\u00e9 vlastn\u00edc\u00ed aspo\u0148 n\u011bjak\u00fd ten nemovit\u00fd majetek se nemus\u00ed b\u00e1t. Ti nakonec v\u017edycky aspo\u0148 n\u011bjakou p\u016fj\u010dku se\u017eenou. Ti se mohou obr\u00e1tit i na nebankovn\u00ed spole\u010dnost a po\u017e\u00e1dat o nebankovn\u00ed hypot\u00e9ku. A takov\u00e1 nebankovn\u00ed hypot\u00e9ka je pro n\u011b natolik snadno dostupnou, \u017ee by si ji p\u0159i jej\u00ed v\u00fdhodnosti st\u011b\u017e\u00ed n\u011bkdo odm\u00edtl vz\u00edt a hledal n\u011bkde jinde.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka se m\u016f\u017ee hodit","item":"https:\/\/www.vidivici.cz\/pujcka-se-muze-hodit\/#breadcrumbitem"}]}]